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Waterfront Living on the Treasure Coast

A Guide to Martin & St. Lucie County's Most Coveted Properties
July 2, 2026

For many buyers, the dream of Florida living begins and ends with the water. And on the Treasure Coast, that dream is very much within reach. From oceanfront condos overlooking the Atlantic to deep-water docks on the St. Lucie River, Martin and St. Lucie Counties offer some of the most diverse and desirable waterfront real estate in the state.

The Indian River Lagoon

Running the length of both counties, the Indian River Lagoon is the crown jewel of Treasure Coast waterfront living. Properties along the lagoon offer calm, protected waters ideal for boating, fishing, and paddleboarding — along with breathtaking sunrise views that never get old. Communities like Jensen Beach, Stuart, and Palm City all offer lagoon-front properties at a range of price points, making this one of the most accessible forms of true waterfront living in Florida.

The St. Lucie River

Winding through the heart of Martin County, the St. Lucie River connects to both the Indian River Lagoon and Lake Okeechobee via the Okeechobee Waterway — giving boaters direct access to Florida's west coast and the Gulf of Mexico. Homes along the St. Lucie River are among the most prestigious in the region, with deep-water docks, lush tropical landscaping, and the kind of privacy that's increasingly rare in South Florida.

Hutchinson Island & Atlantic Oceanfront

For those who want the full oceanfront experience, Hutchinson Island delivers. Stretching along the coast of both Martin and St. Lucie Counties, this barrier island is home to a collection of oceanfront condominiums and single-family homes that offer direct beach access, sweeping Atlantic views, and a relaxed coastal lifestyle. Communities like Suntide, Islandia, and The Empress at Jensen Beach are among the island's most established addresses.

Navigating Waterfront Real Estate

Buying waterfront property requires a level of expertise that goes beyond a standard home purchase. Flood zone designations, dock permits, seawall conditions, and flood insurance requirements are all critical factors that can significantly impact both the cost and enjoyment of your property. Working with an agent who understands these nuances — and has deep experience in the local waterfront market — is essential.

Anthony Hartfield has guided buyers and sellers through hundreds of Treasure Coast waterfront transactions. Whether you're searching for your first waterfront home or looking to maximize the value of your current property, Anthony brings the knowledge and experience to make it happen.

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